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We hear from many sources that the cashless society will be here "next week". Apart from Singapore which is very close to its taxation office getting everything legislation permits, other countries are a long way from it. Australians still have cash in their pockets purely because shops are not investing in appropriate technology. A test was done with "equipment" provided by Westpac. The bank app had Mastercard debit and Visa credit cards linked to it. At the first coffee shop the fast pay worked via the Mastercard. The second payment using the linked Visa showed only $1 for a $24.95 bill. Linked Mastercard solved the problem. Another payment made at the next shop worked with Visa. Shop owners and assistants for the most part had not experienced immediate payment yet and certainly did not have the new technology. Westpac will go ahead and launch its payment app whether shops are ready or not. Terminals will be set up across the country. It does...