Adventure Ausrama Blog

It is not work in general that is causing a decline in women giving birth at a young age. It is specifically temporary jobs that are responsible. In Australia part-time and casual employment has boomed over the last decade as employers see it as a way to keep costs down. Many work extra hours for no money at all, afraid of losing their jobs. Women working full time can afford to pay for child care, or at least for critical periods when they are working. Such career women are having children before they reach the age of 35 years. There is a myth out there that it is these career women who are starting families at an older age. Oddly the effects of not working full time changes the behavior of women in the high socieconomic group as well. They may be able to afford childcare from a financial "nest egg", but it is the state of mind about not working enough and not having sufficient income for a family. Financial security in regard to income is essential for women

Despite discrimination by some employers, older Australians are determined to keep on working past the retirement age. They believe that they haven't got enough saved to retire on. A large survey discovered that 2.6 million Australians over 45 are working full-time and 653,000 said they would never give up work. Another 399,300 said they could see no time when they would be able to retire. A significant 1.6 million were in part-time employment. Even though superannuation has been compulsory in Australia since 1986 a quarter of the 3.9 million in the study said they would rely fully on the state for a pension. Only half would have sufficient superannuation to live on. Compulsory superannuation will reduce the present number of 66 per cent of elderly people on the aged pension. But people being what they are, many superannuants intend to go on world tours or travel around Australia to quickly get rid of their capital so they become eligible for the old age pension. http://www.ad