The car insurance industry needs a shakeup. There is disgusting bias by insurance companies. It is like the police policing the police. Why are insurance companies allowed to judge blame in accidents when a particular outcome benefits them? If shared blamed is decided upon by the insurance companies of both parties involved in an accident, the insurance companies keep the $600 excess paid by the drivers. This is a shocking state of affairs. An independent tribunal should be set up to judge the fault outcome of motor vehicle accidents. It is absurd to leave decision making in the hands of an involved party, namely insurance companies. An aggrieved party can appeal to the insurance company itself. The outcome is certain - the appeal will be turned down. Apart from the Small Claims Tribunal there is not much an insured person can do. If a party is uninsured an insurance company will write a letter to the insured person saying that due to insufficient evidence he/she ...
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