Despite discrimination by some employers, older Australians are determined to keep on working past the retirement age. They believe that they haven't got enough saved to retire on. A large survey discovered that 2.6 million Australians over 45 are working full-time and 653,000 said they would never give up work. Another 399,300 said they could see no time when they would be able to retire. A significant 1.6 million were in part-time employment. Even though superannuation has been compulsory in Australia since 1986 a quarter of the 3.9 million in the study said they would rely fully on the state for a pension. Only half would have sufficient superannuation to live on. Compulsory superannuation will reduce the present number of 66 per cent of elderly people on the aged pension. But people being what they are, many superannuants intend to go on world tours or travel around Australia to quickly get rid of their capital so they become eligible for the old age pension. http://www.ad